Mr. Thomas is the reason my family and I have insurance. He explains the process, gives us side by side illustrations, presents us with options, and put us in the position to make the best-informed decision based on the facts he presented in coordination with our budget and makes It all make sense. His excitement surrounding his work is unmatched and we can’t help but get excited with him as he helps us to understand the process as he understands it when helping us to see the importance and the benefits of our loved ones having courage. He presented options I never knew existed and I am and always will be grateful.